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Liability Coverage: this coverage pays for accidental bodily injury, pain and suffering, lost of wages, property damage and vehicles. This liability coverage should be more than the minimum state requirement, because if the medicals bills are more than the coverage you carry you will be responsible to pay for those medical bills and any other personal bills cause by the accident. Is to protect you from coming out of pocket
See also:
auto coverage
physical damage coverage
medical payments coverage
collision coverage
injury coverage
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